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AI-powered life operating system

Connect money, health, travel, and life context in one private advisor.

WealthWise started with personal finance. It now brings together cash flow, investments, Health 360 trends, Travel 360 planning, estate context, and confirmed Life Profile preferences so AI guidance is grounded in the life you are actually building.

Open WealthWise Explore Health 360 Explore Travel 360
NET WORTH $823,400 +$12,340 this month Jan Mar May Jul Sep Nov SAVINGS PACE On Pace $3,140 / $3,000 monthly target 104% of target RETIREMENT 2048 Projected: $3.2M portfolio 22 yrs to target
Net worth trajectory, planning pace, and retirement progress
SURPLUS $1,694 +8% vs avg SAVINGS RATE 18.2% of monthly income SAFETY NET 5.4 mo of expenses covered HEALTH SCORE 84 Strong NET WORTH Assets, liabilities, and trend $823,400 › CASH FLOW Monthly income vs spending +$1,694 › INVESTMENTS Allocation and holdings $412,180 › RETIREMENT Projection and scenarios 2048 · $3.2M ›
Dashboard summary with surplus, savings rate, safety net, health score, and section-level drilldowns

How WealthWise Works

One data spine
1

Sync the facts

Bring in accounts, transactions, health metrics, travel summaries, and confirmed profile context.

2

Separate signal from guesswork

Confirmed facts, inferred patterns, and unknowns stay labeled so advice does not overstate certainty.

3

Act across life domains

Use the advisor to balance cash flow, fitness, family travel, estate planning, and values.

AI Advisor: Ask One System About Your Whole Picture

Your AI advisor can combine financial accounts, Health 360 trends, Travel 360 plans, family context, estate strategy, and confirmed Life Profile preferences. Ask anything, or use focused prompts tailored to the data you have saved.

Net worth and cash flow
Health 360 trend review
Travel 360 trip planning
Life Profile tradeoffs
Estate and family context
Goal and values alignment
Financial Advisor Connected to your data · 12 accounts You Do I have recurring charges I should cancel? ADVISOR Found 4 recurring charges over the last 90 days: Unused gym membership $59.00 / mo Duplicate streaming service $14.99 / mo News subscription (unread 60 days) $9.99 / mo Old cloud storage plan $19.99 / mo Potential savings: $103.97 / month Ask about your finances… →
Financial Q/A powered by your own data

From Finance Tracker to Personal Guidance

Confirmed context first

WealthWise keeps each domain separate enough to stay clear, then lets the advisor synthesize them when a decision crosses money, health, family, time, and travel.

Finance

Cash flow, net worth, investments, budgets, and retirement plans.

Health 360

Weight, activity, workouts, body composition, and trend estimates.

Travel 360

Curated trip ideas, travel spend, phone summaries, and itinerary packets.

Life Profile

Values, non-negotiables, family priorities, and guidance preferences.

Health 360

Fitness and body trends

Track the wellness signals that shape energy, travel pacing, and everyday planning: synced activity, workouts, weight history, body composition, and photo-based estimates.

Body fat
Photo estimates plus saved measurements
Lean mass
Derived from weight and body-fat trend
Training load
Workouts, active minutes, and steps
Recovery signals
Resting heart rate and consistency
Health 360 BODY COMPOSITION + ACTIVITY BODY FAT 18.4% trend estimate LEAN MASS 95 lb derived metric STEPS 10.7k daily average Weekly activity MonTueWed ThuFriSatSun
Body composition, activity, and consistency trends in one view

Health Guidance

Health 360 is built for trend tracking and habit guidance, not diagnosis. The advisor can connect movement, body composition, rest patterns, travel weeks, and cash-flow decisions without pretending estimates are clinical measurements.

  • Photo-based body-fat estimates for trend comparisons
  • Derived fat mass, lean body mass, BMI, and FFMI
  • Step, workout, active-minute, and resting-heart-rate summaries
  • AI prompts for energy, consistency, cuts, maintenance, and travel pacing

Travel 360

Curate, plan, book, remember

Travel 360 helps turn travel savings into actual family trips. It uses budget capacity, family-room rules, warm-weather preferences, school tradeoffs, reviews, flight signals, hotel signals, weather fit, and your saved Life Profile to suggest trips before you start from a blank prompt.

Seasonal trip curator
Deal watchlist
Room-for-4 hotel checks
Vegetarian-friendly planning
Map-based itineraries
iPhone trip summaries
Travel 360 SEASONAL CURATOR WINTER Riviera Maya Warm all-inclusive reset $8.5k-$14k SPRING Andalusia Walking, sun, culture $9.5k-$14.5k 1 2 3 ITINERARY MAP Flight windows, hotel reviews, weather fit, and family-room constraints stay source-labeled.
Curated trip ideas, deal signals, and map-based itinerary planning

Travel Agent AI

Ask for a trip in plain language and WealthWise can create a save-ready Travel 360 draft with days, hotels, places, budgets, booking windows, food notes, maps, and pacing guidance.

  • Warm-weather, lower-rain seasonal recommendations
  • Beautiful destination cards with review and hotel signals
  • Best-time-to-book guidance for flights and lodging
  • Reader-friendly itinerary packets with day-by-day map context

AI Estate Planning: Protect Your Legacy with AI-Drafted Legal Documents

WealthWise uses supported AI providers to draft four essential estate planning documents tailored to your financial data and family details. Review, download, and regenerate at any time.

AI-Generated Documents

Last Will and Testament

Distributes assets, names executor and guardians.

✓ Complete

Revocable Living Trust

Holds assets in trust and helps avoid probate.

✓ Complete

Financial Power of Attorney

Authorizes your agent to manage financial affairs.

● Generating...

Healthcare Power of Attorney

Names healthcare agent and advance directives.

◷ Queued

Attorney-ready workflow

Every draft reflects your actual portfolio, beneficiaries, and wishes. Export to Word, review with counsel, and regenerate whenever life changes.

  • Last Will
  • Living Trust
  • Financial Power of Attorney
  • Healthcare Power of Attorney

Your Security is Our Priority

Bank-Grade Protection

Your data is encrypted in transit and at rest, with strict access controls.

We use bank-level encryption, multi-factor authentication (MFA), and secure account links via SimpleFIN. WealthWise never sees or stores your bank credentials.

Bank-Level Encryption Multi-Factor Authentication SimpleFIN Secure Connections No Stored Bank Credentials

Understand where every dollar goes

90-day average, monthly rate

The Money Flow view shows income, fixed bills, variable spending, investments, and net surplus in a single visual so you can spot leaks and opportunities quickly.

$16,186 total income
90-day average monthly rate
$1,694 net surplus
10.5% monthly cushion
$6,363 housing and bills
Largest spending bucket
$1,632 to savings
Monthlyized investing flow
Cash Inflows & Outflows (90-day period totals) Salary Other Total Income Housing & Bills Savings Food & Dining Net Surplus $12,420 $1,240 $13,660 100% $6,363 46.6% $1,632 12.0% $1,180 8.6% $1,694 12.4%
Money Flow cash-flow map with category-level breakdown

Income vs spending trend

Income vs Spending Monthly totals, last 8 months Income Expenses $16k $12k $8k $4k Aug Sep Oct Nov Dec Jan Feb Mar
Monthly trend of income and expenses

Typical month details

Typical Month 90-day average, monthly rate INCOME $16,186 FIXED BILLS Housing, utilities, insurance $6,363 VARIABLE SPENDING Food, shopping, travel $4,497 SAVINGS & INVESTMENTS Emergency, retirement, goals $3,632 NET SURPLUS +$1,694
Fixed bills, variable spend, and savings totals

Investments and allocation

Allocation by Institution Total invested: $412,180 Vanguard $186,400 45.2% Fidelity $112,860 27.4% Schwab $74,220 18.0% Empower 401(k) $30,660 7.4% Other $8,040 2.0%
Balances and allocation by institution

Retirement scenario path

Retirement Projection Investable portfolio through 2048 Target Scenario $4M $3M $2M $1M 2026 2032 2038 2044 2048
Projected growth against your target line

Core Capabilities and Use Cases

WealthWise combines account sync, Health 360, Travel 360, Life Profile, estate planning, and AI synthesis for households that want one private operating system instead of scattered tools.

Life-Aware AI Guidance

Ask questions that connect cash flow, health, family priorities, travel, and tradeoffs.

Synced Data Foundation

Use account, transaction, health, travel, and profile context with clear source labels.

Actionable Planning Surfaces

Move from insight to plans: budgets, itineraries, estate docs, goals, and weekly decisions.

For Couples

Plan cash flow, travel, family priorities, and estate decisions with one shared view.

For Professionals

Track finances, health consistency, time tradeoffs, and high-leverage decisions.

For Family Travelers

Convert travel savings into warm, good-fit trips with budgets and booking timing.

For Self-Hosters

Run WealthWise in your own environment with full control of sensitive life data.

Open Source Deployment Model

WealthWise is open source and self-hosted. We do not host your data for you. Run it locally with XAMPP or in your own VPS/server environment, and pay only your own infrastructure and API providers.

Open Source Codebase

MIT Licensed

Full source access with self-hosted control.

  • Unlimited dashboards
  • Money Flow, Health 360, and Travel 360
  • AI advisor and estate workflows

Bring Your Own Keys

Your API Accounts

Use your own AI and market-data providers with direct billing.

  • Anthropic/OpenAI key support
  • FMP or equivalent market APIs
  • No platform markup

Your Infrastructure

Local (XAMPP) or VPS/Server

Run locally for testing or deploy in your own stack for personal or family use.

  • Run locally with XAMPP
  • Docker-friendly deployment
  • Data stays in your environment
  • Scale on your own terms
Coming Soon to GitHub